Coop

Cooperative ManagementSubmitted By: Cherlyn Ohoy Submitted To: Ms. Crispina Corpuz Date of Submission: October 15, 2012 AMPC: â€Å"FOCCUS COOP† Background of the Cooperative FOCCUS  (Finance Organization achieving Certified Credit Union Standard)  is a brand awarded to AMPC by the World Council of Credit Union based in the United States through CUES (Credit Union Empowerment and Strengthening) last 2003. Being branded a â€Å"FOCCUS† coop is a stamp of class and a seal of guarantee of the members’ financial investment security, as well as, its excellent, efficient and quality service. History of the cooperative Founded in  June 19, 1991  by  Ã‚  21  MARKET VENDORS  in Agdao Public Market Contribution per pioneer member was P3,000  for a total Share Capital of P63,000 Old name was  AGDAO MARKET VENDORS MULTI-PURPOSE COOPERATIVE  (AMVMPC) Core values A –  Action-oriented  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  C –  Competency G –  Generosity  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  O –  Organized  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   D –  Discipline  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  O –  Open-mindedness A –  Accountability  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  P –  Perseverance O –  Optimism The Mission and Vision * MISSION * To uplift the quality of life of its members through the provision of quality products and services; and continuous promotion of cooperativism. VISION * A dynamic, strong and sustainable cooperative in Mindanao, whose members are empowered and working together in a spirit of cooperation, social justice, equity and peace towards total human development. How to join * Attend one hour free Pre-membership Educational Seminar (PMES) at any AMPC Office. Scheduled daily (morning and afternoon). * Fill-up Application Form for Membership and attached most recent photo ID. (1 pc. 1X1 and 1 pc. 2X2). * Submit photocopy of Birth Certificate or Marriage Contract. * Pay the required amount of Membership Contribution. The Products and Services Offered * PRODUCTS * SAVINGS DEPOSIT  (Earns 4. 5% per annum) * YOUTH SAVINGS (1 month old to 17 years old) * REGULAR SAVINGS (18 years old and above) TIME DEPOSIT| Regular Time Deposit| RANGE OF AMOUNTS| Months| | 3| 6 | 9 | 12| 3 YEARS (net of tax)| 10,000 – 20,000| 5%| 6%| 7%| 8%| 8%| 20,001 – 50,000| 6%| 7%| 8%| 9%| 9%| 50,001 – 100,000| 7%| 8%| 9%| 10%| 10%| 100,001 – 400,000| 8%| 9%| 10%| 11%| 11%| 400,001 – 900,000| 9%| 10%| 11%| 12%| 12%| 900,001 & ABOVE| 10%| 11%| 12%| 13%| 13%| | | . | | | | | | | | * TERMS: Three to 12 months period are subject to tax. Three years period are withdrawable only upon maturity and tax free. Rates are subject to change without prior notice. * Special  Time Deposit TERM:  P1,000 – 9,999   has 6% interest per annum. SHARE CAPITAL Minimum share is P1,000 Minimum of 10% interest per annum (dividends) Not withdrawable. * LOAN PRODUCTS 1. Capacity-based(max of P500,000. 00) 2. Providential 3. Agricultural 4. Commercial 5. Real Estate Interest rate of 3% per month based on diminishing balance or 1. 623% per month effective rate. Affordable repayment terms: 12-24 months. Emergency Loan -Based on Share Capital (max of P5,000. 0). * MORTUARY AID TRUST FUND P15 contribution per Regular Member. P5 contribution per Associate Member. Pro-rated contribution for less than a year member. * SERVICES 1. BOTIKA NG KOOPERATIBA * Gamot na Mura, Epektibo Pa 2. LIFE INSURANCE * Group Life and Accident with Fire Insurance (GLAFI) Annual Premium P250. * GADDI-Annual Premium  Ã¢â‚¬â€œ P230: Benefit P20,000. * Coop AKSI Plan – Annual Premium – P100: Benefir P20,000. * Keyman Accident Protector Plan for as low as P1,800 per annum with P1,000,000 coverage. * AMPC Family Insurance – Annual Premium P150. 3. NON-LIFE INSURANCE * Fire Insurance Cash Assistance (FICA) * Home Protek500; Annual Premium of P500 pesos. * Home Assure for as low as P1,905 Annual Premium. * Standard Fire Insurance/Motor Car Insurance. 4. HEALTH CARE (Annual Premium P1,300) * Unlimited Consultation for Member and Members' immediate dependents. * Unlimited Basic Laboratory Services and Diagnostic Procedures for members only. Hospital confinement-in-patient. * Health Care coverage on top of PhilHealth: P1,500 per day or P20,000 aggregate per year and another surgical benefit of P10,000 aggregate per year. Social Responsibilities 1. 2. SCHOLARSHIP PROGRAM 3. Technical Education Assistance 4. FEEDING PROGRAM 5. BLOOD BANK 6. â€Å"Dugo Mo, Kinabuhi Ko† 7. HOG DISPERSAL PROGRAM 8. ADOPT-A-SITE 9. LIVELIHOOD SEMINARS Financial Highlights * Operation Highlights as of December 31, 2008 * MEMBERSHIP   * DEPOSITS * SHARE CAPITAL| * REVENUE   * ASSETS GROWTH * NET SURPLUS| TAGUM COOPERATIVE Background of the Cooperative Tagum Cooperative has also now ventured into funeral service known as â€Å"funecare. † According to Tagum Coop Chairperson Norma R. Pereyras, the funecare is intended to respond to its members’ clamor for a â€Å"womb-to-tomb† complete service to them. The funecare service has filled in the gap toward a total member service satisfaction. â€Å"Tagum Cooperative gives value to its industry name. It is sensitive to its public image as a top-ranked cooperative. It does not sit on its laurels. It continues to innovate to benefit its members. And despite its greatness in the sector, it has kept its humility as an institution. No wonder, it has evolved into a model and well-respected cooperative. I will not be surprised if Tagum Cooperative is declared the best managed coop in the entire Philippines or in this part of Asia. To our mind, it is a fact waiting to happen in just a matter of time,† the CDA regional director concluded. History of the cooperative Almost forty years  ago,  Tagum Cooperative  was just an obscure, self-surviving money lending institution. Now, it is a world-class Savings and Credit Cooperative recently adjudged  Ã¢â‚¬Å"Winner†Ã‚  both in  Regional and National Categories of the Business Excellence Award for Small and Medium enterprise (SMEs) organized by the Philippines Small and Medium Business Development Foundation, Inc. PHILSMED) The Business Excellence Award for SMEs was received by the Tagum Cooperative Chairperson, Ms. Norma R. Pereyras, herself a Regional and National Awardee for Outstanding Volunteer for Best Practices, 2002, along with the  Tagum Cooperative Vice-Chairperson, Ms. Monica L. Salido and Manager, Ms. Juris D. Perez, CPA, MBA. The said Awa rd was given by the representative of the The Secretary of Department of Trade and Industry (DTI), Hon. Peter B. Favila, together with Ms. Mina T. Gabor, Ph. D. , President of Philippine Small and Medium Business Development Foundation, Inc. PHILSMED), Usec. Hon. Lecira V. Juarez, Chairperson, Cooperative Development Authority (CDA), Mr. Cresencio Selipara, 1st  Vice-President- Landbank of the Philippines, Mr. Donald Patrick Lim, Vice-President for Marketing- Philippine Daily Inquirer and Ms. Agnes Celeste D. Fernando, Head SME – Channel Distribution, Globe Telecom on October 6, 2005 at the Philippine International Convention Center (PICC), Reception Hall, which was attended by more or less 1,300 cooperators all over the country. Other Awardees/ Recipients for the National Category were: R. A. Gapuz Review Center- Manila, Lighthouse Cooperative, Inc. – Cagayan, Mabini Limers and Farmers Multi-purpose Cooperative,Inc. – Guimaras and New Central Woodcraft- Iligan City, of which Tagum Cooperative garnered the highest points. Tagum Cooperator’s belief in the value of work in service has brought the great twist. From its humble beginning as  Ã¢â‚¬Å"Holy Name Society (HNS) of Tagum Parish† in May, 1967  with only a handful Members and an available Share Capital of only P80. 00,Tagum Cooperative  had slowly stepped up to the limelight, now, conveniently servingits more than 26,000 members, of which 61. 0% composed of Woman-Members, coming from Tagum City and its nearby provinces and cities, with  a laudable P475. 1 Million in Assets,  Ã¢â‚¬Å"No External Borrowings†Ã‚  for the last five years. Now, Tagum Cooperative has a computed  Loan Portfolio of P317. 1 Million  that served over 160,000 households in coordination and tie up with L ocal Government Unit (LGU) that had helped and support in addressing the economic problem. Alleviating them from poverty line and upgrading their social, educational and health status. It was branded a  Finance Organization achieving Certified Credit Union Standards (FOCCUS)  in the year 2000 by the  World Council of Credit Unions (WOCCU),  based in the United States of America (USA), through its outreaching- cooperative program office in the Philippines, popularly known as the  Credit Union Empowerment and Strengthening (CUES)- Philippines, which have become the tenets of the Cooperative in its operations, programs, and policies, thus Tagum Cooperative as World Class savings and credit cooperative provides the necessary environment for the safe and security of the member’s money, giving the highest interest rates on their deposits and savings through the adoption of a sound, effective and rigid financial management. Today,  Tagum Cooperative  is among the prime movers of the Country’s Cooperative Movement, being one of the leading and most active affiliates of the  National Confederation of Cooperatives (NATCCO), Mindanao Alliance of Self-help Societies- Southern Philippines Educational Cooperative Center (MASS-SPECC) and Model Credit Network (MCN). Moreover, Tagum Cooperative is a leading advocate in the province in empowering or providing opportunities and protection to women through its  Gender and Development and Family Enrichment Program, Savings and Credit with Education (SCWE) Program, wherein 1,707 Woman-Members have availed of P4. 2 Million worth of loans for their livelihood or income-generating projects,  Tagum Cooperative Women’s Livelihood Association, Inc. (TCWLAI)  wherein 70 members have availed the technology of meat and food processing and candle making, thus, it  Ã‚  aimed at augmenting their respective family’s income. All of these achievements are made possible because Tagum Cooperative stand firm to its commitment to extend the best service to its members and that each member will be proud of being a part of Tagum Cooperative. Thru good governance by its able Officials, empowered Management Staff and well informed membership, Tagum Cooperative is posed continue its active participation as a Cooperative and as a partner of the government in progress and economic development of the Province of Davao del Norte, the neighboring provinces and the Philippine Cooperative sector in general. Core values T – Trustworthness A – Accountability G – Good Centered U- Unity M – Member Friendly C – Competence O – Optimism O – Openness P – Passion The Mission and Vision * MISSION * To promptly delivered innovative and responsive products and services to a member in a secured financial environment * VISION * Tagum Cooperative is the best â€Å"One-Stop-Shop† Cooperative for total member care. How to join * STEP 1. Attend one (1) hour Pre-Membership Orientation from Monday to [email  protected] 9:00-10:00 A. M. or 4:00-5:00 P. M. * STEP 2. Fill-up Membership Application Form and submit it with 2 pcs 2Ãâ€"2 recent colored picture with your name and date. * STEP 3. Pay the required amount, as follows: Membership Fee| 200. 00| Mortuary Fee| 480. 00| Initial Share Capital Deposit| 500. 00| Initial Regular Savings Deposit| 500. 00| Registration Fee (Savings ; Loan Seminar| 100. 00| Member’s ID Card| 20. 00| TOTAL| 1,800. 00| The Products and Services Offered * PRODUCTS * Regular Savings| A compulsory savings to all TC Members. It is a liquid savings account with no contractual maturity and can be withdrawn anytime with a minimum maintaining balance of Php 500 and will earn 4% interest per annum based on the Average Daily Balance (ADB). It has a specially designed passbook issued upon opening of the account. Depositors who religiously observe regular savings will have the chance to be awarded â€Å"Savings Depositor of the Year† during the Annual General Assembly. Diligent Savers of Regular Savings will get specially designed promo items. | * Share Capital| A compulsory deposit to all members. It has a minimum share required to be completed within 2 years from date of membership. The share capital deposit cannot be withdrawn unless Member will terminate his/her membership. Interest Rate: 8,000 and up = 7% per annumInitial Deposit: Php500. 00Minimum requirement: Php8,000. 00Characteristics:A cumpulsory deposit to all members. Php8,000 minimum share required to be completed within 2 years from date of membership. Share Capital Deposit cannot be withdrawn unless Member will terminate his/her membership. Earns divided aside from the guaranteed interest. A specially designated passbook is issued upon opening an account. Depositors who religiously observe continuous share capital build-up will have the chance to be awarded â€Å"Share Capital Depositor of the Year† during the Annual General Assembly. Through point system, depositors will get specially designed  promo  items. | * Youth Savers Club| A savings product for  kids 0-12 years old with a specially designed  passbook  issued upon opening an account. It has a minimum of  P50. 00 to open  an account and maintaining balance is P 50. 00 and will earn 4% interest per annum based on the Average Daily Balance (ADB). Member will receive gift items upon signing the application form as Tagum Coop| * Power Teen Savers Club| A savings products for teens 13-17 years old with especially designed passbook issued upon opening an account. Minimum of 50. 00 pesos to open an account. Maintaining balance is 50. 00Member will receive gift items upon signing the application from as Tagum Coop's way of welcoming new members. Diligent savers will receive specially-designed items that can be used at home or at school. The more the teens save the more rewards they get. Depositors who religiously observe Power Teen Savers Program will have the chance to be awarded â€Å"Power Teen Savers of the Year† during the Annual General Assembly. This is the perfect gift that the parents, grandparents, uncles/aunts, godparents, brothers/sisters can give to their children, nephews, nieces, grand children on graduation, Christmas, birthdays, etc. | * Time Deposit| A special time deposit certificate is issued to the member for every account opened. Interest on deposits varies depending on the amount, the longer the term and amount, the higher the interest rate. Upon maturity date, the member may renew the said time  deposit account , however if the member  Ã‚  misses to renew his/her time deposit on maturity date, Tagum Cooperative is  Ã‚  authorized to automatically roll over the said time deposit with the same term and rate. In case a member decides to terminate the time deposit account prior to maturity date, Tagum Cooperative will subject the  Ã‚  member’s Time Deposit to 4% interest p. a. Diligent Savers of Time Deposits will have the chance to be awarded â€Å" Time  Ã‚  Depositor of the Year† during the Annual  Ã‚  General Assembly. | * Pabilisang Savings para sa mga Drivers Advocacy (PaSaDA)| Aims to encourage drivers to start a daily habit of saving and realize their desire to build up a contingency fund. Interest Rate: 4% per annumInitial Deposit: Php30. 00Initial Share Capital(for non members): Php250. 00| * Golden HEARTS| | TERM| P 1,000. 00 to 100,00. 00| P 100,001. 00 to 250,000. 00| P 250,001. 00 to  Ã‚  500,000. 00| P 500,001. 00 to 1,000,000. 00| 1,000,001. 00 and above|   30-89 days|   5. 00%  |   5. 50%|   5. 0%  |   5. 50%|   5. 50%  |   90 – 179 days|   6. 00%|   6. 50%|   7. 00%|   7. 50%  |   7. 50%|   180 – 359 da ys|   6. 50%  |   7. 00%  |   7. 50%  |   8. 00%  |   8. 50%  |   360 – 719 days|   7. 50%|   8. 00%|   8. 50%|   9. 00%|   9. 50%|   720 days|   8. 50%|   9. 00%|   9. 50%|   10. 00%|   10. 50%  | * LOAN PRODUCTS 1. Major Loan: * Regular Loan (RL) * Government Employees Special Loan (GESL ) * Private Employees Special Loan (PESL ) * Convenient Loan (CL) * TC Income-Generating Service Loan (TC-IGSL) * Special Credit Line Service Loan (SCLS) 2. Minor Loan: * Cash Advance (CA) * Emergency Loan (EL) 3. Special Loan: * Instant Loan Bonanza * Micro-Finance Loan * Benefit Loan Appliance and Furniture Loan * Travel loan * SERVICES 1. Special Programs * Savings and Credit with Education (SCWE)| * AFLATOUN| * TC Youth Laboratory Cooperative Article| * TC Women's Livelihood Cooperative(TCWLC)| 2. Members Benefits and Assitance (MBA) * Himsug Pamilya Program (HPP) 3. Coop Funecare 4. Ancillary Financial Sercvice * Inquiry Machine| * Pinoy Co op ATM| * TC Collection Service Center (Bayad Center)| Financial Highlights PANABO MULTI-PURPOSE COOPERATIVE Background of the Cooperative Panabo Multi-Purpose Cooperative (PMPC) operates and advocates the values of self-help, self responsibility, democracy, equality, equity and solidarity. In the tradition of its founders, cooperative Members, Officials and Staff believe in the ethical values of honesty, openness, social responsibility and caring for others and the community. PMPC is a financial service, member-owned Cooperative dedicated to provide the financial needs of its members since 1965. PMPC is a Finance Organizations achieving Certified Credit Union Standard (FOCCUS) ; branded cooperative. It has achieved International Prudential Standards on Financial Ratios designed to protect members ; assets which will ensure operational sustainability and quality of member service. PMPC is implementing the MCUB methodology. MCUB (Model Credit Union Building) is a technology designed to transform a COOPERATIVE into a Model Credit Union (MCU) which adheres to Financial Disciplines where ; Members ; money is safe and protected. PMPC is a leading affiliate of the largest and strongest confederation of cooperatives in the Philippines which is the National Confederation of Cooperatives or NATCCO, with National Headquarters located at 227, J. P. Rizal Street, Project 4, Quezon City, Metro Manila; the Mindanao Alliance of Self-Help Societies-Southern Philippines Educational Cooperative Center (MASS-SPECC) based in Cagayan de Oro City; and, the Model Cooperative Network (MCN), situated at Rm. 324 GB Cam Bldg. , Monteverde St. Davao City, the official network of the FOCCUS branded cooperatives in Mindanao. PMPC is a bonafide member and staunch supporter of COOP-NATCCO PARTY-LIST, the only Party-List in Philippine Congress that represents the true voice of the Philippine Cooperative Sector and the underprivileged workers and small business entrepreneurs. History of the cooperative Through the zealous effort of Panabo Parish Priest Fr. Eugene Simon, PMPC was organized with 15 founding cooperators with a combined initial share capital of seven thousand five hundred pesos (P 7,500. 00) in 1965. Today, through prudent management ; adherence to financial disciplines, PMPC has magnified its growth by over 25,000 member-user strength and P312 million in assets (as of July 2008). Core values The Mission and Vision * MISSION * * VISION * The Products and Services Offered * PRODUCTS * * SERVICES 1. Financial Highlights Background of the Cooperative History of the cooperative Core values The Mission and Vision * MISSION * To promptly delivered innovative and responsive products and services to a member in a secured financial environment * VISION The Products and Services Offered * PRODUCTS * SERVICES Financial Highlights Sources: * http://agdaompc. webs. com/ * http://www. tagumcoop. org/index. php/aboutus * http://WWW. panabocoop. org

International Marketing Essay

UK is one of the major centers for commerce and international business in the world. It is one country that has had to raise its economy through free trade and other business related portfolios. It later developed to principles of liberalization of international trade and investments in order for it to expand and grow especially in the 20th century. It has been able to attract large investments from multinational countries in order to meet the demand for the larger British population thereby minimizing unemployment rates. This paper will therefore examine the investment opportunities and challenges in UK (Office for National Statistics, UK 2006). Foreign investments Opportunities The UK has very many opportunities in terms of foreign investments. It is one of the fifth largest economies in the world and second in the European Union. The country’s capital, which is London, is considered a haven of investments especially in the financial sector. The country has a GDP of $ 2. 1 trillion and a GDP growth rate of 2 %. (2007 estimates). Most of the opportunities lie in the service sector (Office for National Statistics, UK 2006) Industries UK has very many industries that can be invested in by any foreign country and the major ones are; agriculture, telecommunications, manufacture, fishing and tourism. The UK is one of the leading countries in agricultural exports and this is the main driving force for its economy. (Bailey, 1999) International trade statistics Major exports The dollar value for most of the export trading has been improving due to increase in demand for exports going by recent statistics on total exports from the UK. The trend however has been found to be fluctuating and that it depends on other factors such as; political stability, foreign policies etc. (Office for National Statistics, UK 2006) The major exports the country has been undertaking are the agricultural produce; wheat, rice, maize and tea. In the manufacturing the sector, the country exports agricultural machinery such the tractors and its implements, food, tobacco, paper, printing, textiles, paper and publishing. In the service sector, the country has developed high-tech networks in the telecommunications industry. The leading company in this sector is Vodafone and it has also gone global in its service provision. Major imports The major imports that are imported to the country include automobiles, horticultural produce, tea, coffee, and oil. The dollar value for most of the imports is low as the demand for the products reduces in the country. The dollar value increases when oil products become scarce due to international demand. (Bailey, 1999) Balance of payments situation According to the Office of National statistics, the manufacturing industry accounted for approximately 19% of all the national output in UK last year and also made up to 16% of all the employment in the country. The British economy does not however depend entirely on this and it may decline in the next two to three decades. Other industries are coming up especially the service sectors with a view to balance payments situation in regard to treasury bills. (Office for National Statistics, UK 2006) Exchange rates Exchange rates in the UK have been changing since the year 1999 and today, the exchange rates are way below the 0. 54 mark. This can be attributed to the changing events of the decade and globalization (Bailey, 1999). The following table shows the changing exchange rates-over the counter- for the Sterling pound, Euros and the dollars. Year ? /USD USD/? ?/EUR EUR/? 2005 ? 0. 5500 $1. 821 ? 0. 6842 â‚ ¬1. 463 2006 ? 0. 5426 $1. 859 ? 0. 6815 â‚ ¬1. 467 Source: Office for National Statistics, UK 2006 Trade restrictions 1. Embargoes Embargoes are political trade tools that are put by trading bodies or governments in order to support a justified peace process. Trade embargoes in the UK has been used to support either the EU or the UN in order to deny individuals the opportunity to use money from international trade in buying weapons of mass destruction. This will be used for the purpose of containing retrogressive countries the financial capability to use trading activities for insecurity purposes. Such countries which have been blacklisted by the UK include; Iraq, Iran, Sudan, Zimbabwe etc. (Neid, 1988) 2. Quotas Tradable quotas are policy instruments aimed at restraining trade of certain commodities in the UK. Limiting the production or importation of non-environmentally friendly automobiles can reduce taking for example greenhouse gases. The UK has been able to meet its environmental objective through the implementation of quotas systems. (Neid, 1988) 3. Import taxes Import taxes are designed to protect local industries from international competitors who may be financially stronger than them. This strategy has been utilized by the UK in order to protect vulnerable sectors of its economy. Although it allows importation of textiles, the country charges high import taxes on all unprocessed hides and skins to protect its local industries. (Lawrence, 2002) 4. Tariffs Trade tariffs are the main hindrance to trading between two countries. These trade tariffs depend with policies formulated by individual countries concerning how the countries wish to conduct its trading. The United Kingdom has however developed a smooth and business free environment for most countries in Africa, Asia and the U. S. this has made investment more conducive for many multinational firms. (Neid, 1988) 5. Licensing Licensing is one of the techniques used to promote international trading. The UK has been able to utilize licensing agreements with other international firms to boost its trading. The country has also been able to license many international firms to operate in the country as a means of encouraging investments. (Lawrence, 2002) 6. Custom duties Custom duties are one of the main sources misunderstandings between countries due to the fact that they favor the home-based industries. Custom duties are usually employed by the government top curb influx of external products into the country. The UK has been able to utilize this remedy effectively especially in sectors which the government feels threatened such as energy, education, transport and manufacturing. (Bailey, 1999) Extend of economic activity not included in cash income transactions The extent, to which other economic activities which does not include cash income transactions, is not wide and especially that the economy is entirely dependent on two core industries. I. e. service and manufacturing. The rest which may not involve cash transactions. (Neid, 1988) Counter trades The UK has used counter trade strategies to improve their international presence in almost all its sectors. Counter trades function effectively when the trading countries agree on issues such as import duties, taxes and tariffs (Bailey, 1999). Labour force The UK labor force currently stands at 31 million going by 2007 statistics. Majority of this labor force are concentrated in the private sector and some of them in the public sector. Most of the employees in sectors such as the health sector may have been imported to the country to serve as nurse this has been caused by the worldwide shortage of the same. The unemployment rates in UK currently stand at 5. 4 %( 2007 estimates) most of whom are fresh graduates and the poorly educated young men and women in the country. (Office for National Statistics, UK 2006) Inflation rates The inflation rate for the UK as at 31st December, 2006, was 2. 3% and a poverty rate of 17 % by then. The inflation however, fluctuates depending on the economic situation of the country (Office for National Statistics, UK 2006) Developments in science and technology UK is one of the European counties which have invested heavily on innovation and technology. Almost all sectors of its economy are coping up with changes in technology. The country is using technology as means of out-competing its competitors in the manufacturing and service sectors. That is why most firms in the country are investing in research and development. The government has been able to utilize 5. 4 % of the GNP on R&D in the last fiscal year ending March 31, 2007. The technological skills of the current labor force in the UK can be rated good depending on which sector one is referring to. With reasonable levels of literacy (79% at the moment), the country’s population can improve. (Office for National Statistics, UK 2006) Conclusion There is a team of science and technology promoters under the department of UK Trade and Investment whose role is to help firms realize their international potential through partnership support and knowledge transfer. It mainly enhances competitiveness of companies trading in the UK and also those involved in international trade. The UK has been able to attract high quality foreign direct investments through this department which offers guidance and direction including available opportunities and marketing. References Bailey, M.(1999): Exchange rate trends and trade performance; Waldwick Archive, Vol 12 Ferguson, N (2004): Empire, The rise and demise of the British world order and the lessons for global investments. Basic Books, Oxford, p 90 Lawrence H. (2002): Exchange rate between the United States dollar and forty other countries and its effects on investment, Macmillan, Washington. P 34-40 Neid H. (1988): Multinational investment strategies in British Isles, Routlegde, UK. P 122-131 Office for National Statistics (UK 2006): The Official Yearbook of the United Kingdom of Great Britain and Northern Ireland. P 45-57

Vietnam War A Side Of View - 988 Words

Vietnam War: Another Side of View Growing up in the late 1980s in Vietnam, I was getting a more comfortable life than my parents when the economy of Vietnam was on the way of recovery after the Vietnam War. I did not know much about Vietnam War and what my grandparents and my parents had witnessed and experienced. When I was in Vietnam, I have been told repeatedly that it was a 20-year-Resistance-War against America from 1954 to 1975 between the government of South Vietnam and North Vietnam. My family was in Danang City in Central region, so my parents did not involve directly in the war because they were not soldiers. Nevertheless, the war had a great impact on people’s lives from North to South region. This event was a great landmark in the history of Vietnam and America. Spending over 20 years in Vietnam, I have seen marches and celebrations on April 30th annually as Southern Liberation Day to memorize the day America’s army withdrew from South Vietnam. It is one of the biggest national days. However, when I came to the U.S, Vietnamese Communities in the whole nation marked April 30th as a National Day of Resentment. They also hold a meeting to memorize â€Å"The Day We Lost the Country†. Meanwhile, Americans named it as the fall of Saigon in 1975. I was wondering why there are so much different in the point of view of Vietnamese in Vietnam and oversea. There were a number of questions in my mind that urged me to research about Vietnam War and study about the collapse ofShow MoreRelatedAnalysis Of The Book The Time By David Bergen1714 Words   |  7 Pagesdifferent kind of cultural understand than is usually shown within the Vietnam war narrative. Bergen tries to highlight the cultural similarities instead of the cultural differences , where there is a sense of cultural appreciation. During the Vietnam war there has often been a stigmatization towards the Vietnamese that associates them as the enemy, they are seen as the opposing other. There is often an Eurocentric view of the Vietnam war that tells the story of the white male American solider and veryRead More Bao Ninhs Sorrow of War Essay1010 Words   |  5 PagesBao Ninhs Sorrow of War When we think of the Vietnam War, we think of all the hell and torture that American soldiers went through with little regard to the Vietnamese and the hardships they endured. Reading the Sorrow of War gave me a clear understanding of the Vietnamese people and the suffering that the war caused them. The Sorrow of War is unique and powerful in the sense that it is written by a Vietnam army veteran and gives the perspective of the war from a Vietnamese soldier. It is oneRead MoreA Bitter Peace : Washington, Hanoi, And The Making Of The Paris Agreement1164 Words   |  5 Pagesand Vietnam fail. Asselin hopes to prove his thesis that the signing of the Paris Peace Agreement was done under pressure, pressures that ultimately doomed the purpose of the agreement, by adopting two analysis strategies. One analysis strategy Asselin used was viewing the Vietnamese conflict in an international context. His second strategy was to explore the importance of diplomacy in the negotiations, as well a s the pressures that each party faced. In the early 1970’s, the Vietnamese War becameRead MoreHeroes Or Ignorant : The United States1699 Words   |  7 Pagesneed a help or if they just became victims of more powerful nation’s ideology. The United States are presented as a country that was helping to weak Vietnamese and saving them from the horror of the war. However, this perception is challenged by testimonies of Americans, who were involved in the war, but they did not know why or where they are going to fight. These individual stories show that the heroic perception is created just to excuse the US and show their innocence of ignorance. The heroicRead MoreOur Fractious Foreign Policy Debate897 Words   |  4 PagesFractious Foreign Policy Debate† he describes America s unique approach in dealing with foreign countries from the Vietnam Conflict to the War in Afghanistan. In Baumann s opinion, the United States sometimes takes an irrational outlook of issues with other counties and that has gotten the U.S into trouble. He begins by describing the issues that the United States has faced since Vietnam and how we may have made decisions since then based on a conflict that happened over three decades ago. He takesRead MoreThe War Of The Vietnam War1430 Words   |  6 Pagesended in 1989, the Vietnam war is still being fought, but on a different battlefield, one of public opinion. Some call this war an atrocity, a war the United States should never have joined. Others call it a crime, committed by the power hungry politicians of the U.S. Now that new information from both sides of the war has surfaced and the wounds of battle have had more time to heal there is yet another opinion emerging. The Vietnam War was in fact only one of many proxy wars fought under the umbrellaRead MoreThe Neutrality of Analyzing History784 Words   |  4 Pageshold biased view that may affect their tone in neutrality. However, to what extent can historians, or more generally the people, learn the history from an unbiased and neutral perspective? In general, as long as people equally analyze the view points from both sides and take the position between the two, they can then describe the history neutrally. To help substantiate that historical fact can actually be described in neutral tone, two effective examples below, which are the Korean War and the VietnamRead MoreThe Vietnam Era Essay1135 Words   |  5 Pagesï » ¿ The Vietnam Era HUMN-303N: Introduction to Humanities Professor Stacey Donald DeVry University During the decades prior to the eighties the two most important issues the U.S. was facing were the war in Vietnam and civil rights. This era changed the way the public was able view the events, there was television and photography which allowed the world to see for the first time what war was about and journalism was not always unbiased. This era was an era of advancementRead MoreThe Impact of the Media on the Vietnam War Essay1230 Words   |  5 PagesVietnam was a country divided into two by communism in the North and capitalism in the South. The Vietnam War, fought between the years 1959 and 1975, was, in essence, a struggle by nationalists in the north to unify the nation under a communist government. This was a long standing conflict between the two sides that had been occurring for years. It wasn’t until 1959 when the USA, stepped in, on the side of southern Vietnamese, to stop the spread of communism. It was a war that did not capture theRead MoreThe Vietnam War1380 W ords   |  6 Pagesthe Vietnam war, as bloody as any other wars, took away more than two million lives, in which many of them were civilians. Three million were wounded, and hundreds of thousands of children were left orphans. The Vietnam War was a long, costly armed conflict that pitted the communist government of North Vietnam and its southern allies, known as the Viet Cong, against South Vietnam and its principal ally, the United States. The Cold War played a significant part in the beginning of the Vietnam War

Highly Successful Parent Teacher Communication

One of the most beneficial aspects of teaching is building positive relationships with parents. Effective parent-teacher communication is essential for a teacher to be successful. A good relationship between parents and a teacher is invaluable towards maximizing the time that the teacher has with that student. A student who knows that the teacher communicates on a regular basis with their parents and who knows that their parents trust the teacher will likely put more effort into school. Likewise, a student who knows that the teacher rarely or never communicates with their parents and/or their parents do not trust the teacher will often pit the two against each other. That is counterproductive and will create problems for the teacher and ultimately issues for the student as well. Many teachers underestimate the value of building relationships with their students’ parents. Parents can be your best friends, and they can be your worst enemy. It is hard work for a teacher to build trusting cooperative relationships, but it will be well worth all the effort in the long run. The following five tips can help teachers build solid relationships with the parents of the students they serve. Build Their Trust Building a parent’s trust is often a gradual process. First of all, parents need to ensure that you have their child’s best interest at heart. Proving this to some parents can be challenging, but it isn’t impossible. The first step to building their trust is simply letting them know you on a more personal level. There are obviously personal details that you don’t want to give to parents, but don’t be afraid to talk casually with them about hobbies or interest outside of school. If a parent has a similar interest, then milk that for all its worth. If a parent can relate to you, then the communication and trust between you will likely be solid. Don’t be afraid to go the extra mile to help a student. This can win trust and respect faster than anything. Something as simple as a personal call to check on a student who has missed a few days due to illness will stand out in a parent’s mind. Opportunities like this present themselves from time to time. Don’t waste those opportunities. Finally, allow them to see you’re a terrific teacher with their child’s best interest in mind. Demand respect from your students and push them to succeed, but be flexible, understanding, and caring in the process. Parents who care about education will trust you if they see these things. Listen to Them There may be times that a parent has a question or concern about something. The worst thing you can do in this case is to be defensive. Being defensive makes it seem as though you have something to hide. Instead of being defensive listen to everything they have to say before you react. If they have a valid concern, assure them that you will take care of it. If you made a mistake, admit it, apologize for it, and tell them how you plan to remedy it. Most of the time a parent’s questions or concerns come down to miscommunication or misconceptions. Don’t be afraid to clear up any issues, but do so in a tone that is calm and in a manner which is professional. Listening to them is just as powerful as explaining your side. You will find more times than not that the frustration is not with you, but instead with their child and that they simply need to vent. Communicate Often Effective communication can be time-consuming, but it is crucial. There are many ways to communicate these days. Notes, newsletters, daily folders, phone calls, emails, visitations, open room nights, class web pages, postcards, and parent-teacher conferences are some of the most popular means in which to communicate. An effective teacher will likely use several means over the course of the year. Good teachers communicate frequently. If a parent hears it from you, there is a lesser chance of something getting misinterpreted in the process. An important thing to note is that most parents get sick of only hearing unpleasant news about their child. Pick three to four students per week and contact their parents with something positive. Try not to include anything negative in these types of communications. When you do have to contact a parent for something negative like a discipline issue, try to end the conversation on a positive note. Document Every Communication The importance of documenting cannot be underscored. It doesn’t have to be anything in depth. It needs to include the date, parent/student name, and a brief summary. You may never need it, but if you do, it will be well worth the time. No matter how strong of a teacher you are, you will not always make everyone happy. Documenting is invaluable. For example, a parent may not be happy about a decision you have made to retain their child. This is a process that often spans the course of the year. A parent could claim that you never talked to them about it, but if you have it documented that you did four times throughout the year, the parent has no basis for their claim. Fake It When Necessary The reality is that you are not always going to get along or like every parent of every child that you teach. There will be personality conflicts, and sometimes you just don’t have any similar interest. However, you have a job to do and avoiding a parent is ultimately not what is best for that child. Sometimes you will have to grin and bear it. While you may not like being fake, building some sort of positive relationship with their parent will be beneficial to the student.  If you try hard enough, you can find some kind of common ground with just about anyone.  If it benefits the student, you must be willing to go the extra mile even it is uncomfortable at times.

News Coverage And The Media Essay - 1802 Words

News coverage has changed dramatically throughout the years. The advancement of technology has helped the media advance by giving individuals a superior point of view of how the world is seen today and making traditional journalism less important. In addition, the expanding presence, speed and accessibility of advanced technology; phones, computers and other media such as apps, has allowed citizen journalists to report on breaking news not only to a bigger worldwide, but also more rapidly than conventional news correspondents. Many believe this type of news scope is essential to news coverage today; citizens’ being relatable, unlimited and accessible to capture pictures and footage of overall news as it breaks. However, have citizen journalists improved or compromised news coverage? Professional and citizen news coverage are both important to ensure the public gets the information that they need. Since news coverage has turned into a critical wellspring of gathering informatio n, the advantages and the disadvantages of citizen and traditional journalism and how they complement each others will be presented. There are both advantages and disadvantages of citizens providing news coverage. At first, here are a few disadvantages of this kind of news. For example, it poses difficulties to the audience about what to believe. Therefore, it will be difficult for individuals to choose what to accept, unlike traditional journalism, where it is safe to expect the information dispersedShow MoreRelatedNews Media and the Coverage of Darfur765 Words   |  3 Pagesï » ¿ News Media and the Coverage of Darfur Our news media is as celebrity-obsessed as the rest of the nation. And why shouldnt it be? The articles and television news coverage of celebrities is going to sell a lot more magazines and draw in a lot more viewers than something depressing and/or hard to understand like a genocide. Lets face it, when people come home from a long, hard day at work, they want to be entertained, not forced to think of the bad things happening in the world. Plus, thanksRead MoreSocial Media And International News Coverage1520 Words   |  7 Pagesaffect the world’s response to the attack? The following will investigate two attacks that occurred in two very different parts of the world at relatively the same time and the reasons for the disparity in their attention on social media and international news coverage. The 2015 Baga Massacre occurred January 3-7 in the Nigerian town of Baga. The series of mass killings was committed by Boko Haram, a Salafi jihadist group. Boko Haram raided the regional Multinational Joint Task Force base, then turnedRead MoreThe Issue of Media and Responsible News Coverage878 Words   |  3 PagesOctober 14, 2013 Introduction The topic I chose to explore more in depth with is the issue of media and the ethics behind responsible news coverage. I wanted to examine the guidelines of media reporting as well as if proper aspects of responsibility, morality, and privacy is taking place when the news instantly reports on different public issues, crimes, and incidents around the country. For example, your child is at school when a gunman invades and openly shoots many other children and teachersRead MoreInternational News Coverage On Indian English Print Media Dailies Essay2485 Words   |  10 PagesInternational News Coverage in Indian English Print Media Dailies A Qualitative Content Analysis of The Times of India, The Hindu and The Indian Express Introduction India is home to one of the largest, most diverse print media sectors in the world. With a whopping 82237 newspapers registered as of 2012, out of which a staggering 11,478 are in English, the Indian media seems to be thriving and feeding an incredible number of people information every single day. Despite these overwhelminglyRead More‘News’ is media coverage of an event that occurs somewhere in the world and Communication experts600 Words   |  3 Pages‘News’ is media coverage of an event that occurs somewhere in the world and Communication experts have studied the criteria they believe to affect the integration of internal national events into local news. There is constantly something happening to someone in the world at any given second, so what criteria qualify an event as news (Galtung and Ruge 65, 2009)? Johan Galtung and Mari Holmboe Ruge claim that events are understood culturally and by what will grasp the audience’s attention. They theorizeRead MorePower Of The Fourth Estate : How Does New Media Coverage On Polarized Criminal Justice?2420 Words   |  10 Pages Power of the Fourth Estate: How does new media coverage on polarized criminal justice cases influence case verdicts, public opinion and policy in the United States? The disbursement of accurate information is vital for the sustenance of a healthy democracy. It ensures that its citizens are equipped to make responsible, informed decisions pertaining to matters that affect their daily lives. In the United States, the media is referred to as the fourth estate or fourth branch of government (alongsideRead MoreWho Takes Advantage Of Media Coverage?1379 Words   |  6 Pages Who takes Advantage of Media Coverage? Tyasia Senega American River College Media Research Projects Professor Wilbur Johnson November 25th, 2015 â€Æ' Abstract Media coverage over the years has expanded quickly with the help of new age technology, forcing today’s society on total reliance of media coverage. With the news in the palm of our hands, we are constantly being updated on worldwide dilemmas every second, but who takes advantage of coverage? Using coverage for the downfall of others orRead MoreMedia Managing Research Paper Overview 1203 Words   |  5 Pagesassume that a firm’s media coverage is an exogenous result of actual news about the firm. In this paper I show that firms actively manage the quantity of media coverage they receive, increasing coverage of good news and decreasing coverage of bad news. Firms do this media managing by including â€Å"media experts† on their board of directors. That is, coverage in the news media is, in part, a choice that firms make. Here is an example that describes the expectations of firms from media experts I considerRead MoreMedia Should Be After A Disaster878 Words à ‚  |  4 Pagesbroadcast of entertainment shows, such　as TV variety shows, and then they had only the news about the Great East Japan Earthquake for a while. It happened not only after the disaster but also, after the 9/11 attacks; after a disaster, the media tends to have extensive coverage that is focus on almost just a disaster. (Houston, Pfefferbaum, Reyes, 2008) I have recognized how grin the disaster was, but the extensive coverage was so disgusting for me, and it made the feeling â€Å"Let me leave from TV, I do notRead MoreRisk And Politics Of Disaster Coverage1263 Words   |  6 PagesAnalysis of â€Å"Risk and Politics of Disaster Coverage in Haiti and Katrina† Introduction and Purpose of the Study The article, â€Å"Risk and Politics of Disaster Coverage in Haiti and Katrina,† by Jennifer Petersen of the University of Virginia, which appeared in the journal Communication, Culture Critique in 2014, provides a comparison and contrast of the media coverage of Hurricane Katrina (2005), which devastated the U.S. Gulf Coast and was the costliest natural disaster in the nation’s history

Supply Chain and Retail Management in Zara-Samples for Students

Question: Discuss about the Supply chain and retail management in Zara, H M and Benetton. Answer: The design stage of the supply chain in H M, Benetton and Zara The three of the companies are in the same industry of retail and in the business for more than 50 years. However, Zara is newer comparing the three. Those companies have organised themselves over the years and established in their respective market. The main criteria three businesses are focusing are building their own brand products. H M is primarily focused on design and sells at a reasonable rate than that of Benetton. Benetton uses this exclusivity as primary focus. Zara has a different approach to design their material. The company uses the three different stages to design to gain competitive advantage in the industry that includes the market specialists designers and buyers (Hines 2014). Therefore, they also have small workshops in their outlets to get the review of their most loyal customers from the industry. Thus, the designing stage of the product is involved in all the stages of supply chain. Out of 40,000 different products only 10,000 gets into production designed by 3 00 designers. On the other hand, H M gets better control over their designing system. H M. The More of a centralised system, traditional approach and better control is exercised over the H M retail design and lesser variation and customisation, which is very different from that of Benetton. Benetton is most expensive than H M and Zara. They use more variation keeping in mind about the countrys or local fashion (Goworek and McGoldrick 2015). None of the retailers is involved in high-end fashion or any kind of haute Couture sale but nonetheless has more importance in the fashion industry. Benetton is also focused on the season less fashion in the industry. They are also focused on the small flash collection, which helps them in gauging the customer reaction in the products, where as if the design does not catch attention of their customers it gets replaced (Shen 2014). Manufacturing stage of the supply chain of H M, Benetton and Zara Benetton has originated from Italy, have international factories as well as in Italy. The retail outlets have different delivery outlets and franchises all over the world in the area of North Africa, Asia and Europe. However, the operations are more controlled in the headquarter of their office in Italy. The subcontractors are known as to source cheap labour from all over the world as well as sourcing materials from factoriesChan et2017). To cooperate the colour decision based on the market is also done in the assembly line. H M has no factory of their own and sources from the 750 suppliers from different small brands, which have large retail sections. The most important feature of the country is known of H M is their efficient supply chain management. Their process consists of the procuring order from the places that have different fashion basics. Volume maximisation is also their target to get a better cost advantage from the company (Chan et al. 2017). Therefore, trendier garmen ts are less available in the H M. Zaras lead-time is shorter as they have trendier garments in the industry they operate. There are more focused on the capital-intensive aspects of the industry rather than labour. 50% of the business is sourced from different brands and subcontractors and remaining 50 % is their own brands production or somewhere in the assembly line production, though they do not have an advantage of resourcing from the international market like Benetton. They also focus on the volume maximisation production system. Comparison between the distribution channels of Benetton, H M and Zara The Benetton and Zara go by the automated services in the warehouse and production centre are highly automated. The capacity of the companies is much more important in deciding the existing stores to increase the efficiency of the system (Huq et al. 2016). The warehouses are enough to bare the capacity of all the stores in country. They are also using the RFID tags to track its garments (Vlachos 2014). H M is exclusive retailer whereas Benetton and Zara are more production based, efficient in gathering physical labour and cost conscious in distribution process (Caniato et al. 2014). The logistics centres are of utmost importance in their strategy of distribution process. H M builds up on the green transport and suppliers are from the 90% overseas. In European market truck, shipping is more efficient and less costly. Zaras delivery is scheduled in to be twice a week and their r approaches are very responsive. The iron folds, bags and tags in garments are very important to be sending in the distribution centres before sending to the retail outlets. Zara is considered to be the fastest growing in the industry (Christopher 2016). The categorising the products in their manufacturing system in Zara is very efficient in the neighbouring countries from their head quarter, where as H M has call off warehouses and stocks in a single warehouse according to the level of selling. Thus, they create more efficiency and controls cost in their company. Physical distribution is subcontracted in the company (Huq et al. 2016). As H M does not own any kind of manufacturing factories in their company, they are more efficient in their supply chain management. The retail stage of the supply chain Zara has supply chain management, which is parallel or involved in the retail stage, as the store is designers corner in the retail outlets. Thus they have more feedback from their customers and aware of their customers taste and preferences. In the retail stage, they have a unique feature of having dynamic fashion clothes in the company. A design hardly stays two weeks in their store. The relatively small batches of clothes are essential feature of the company. This makes the customers visits very frequent in the company (Christopher 2016). The third party mostly operates Benetton. Stores are operated by larger outlets like 1500 3000 metres squares shopping outlets. These are called megastores where the companies sell whole range of products and alleviate their experience in the company. As H M have, no control over the company is manufacturing units they are more efficient in controlling their outlets (Beh et al. 2016). Overall view Though through the sales and feedback, Zara has the upper hand, Benetton and H M has more important part in the retail industry. Zara has made the market scarcer and filled it with dynamic fashion (Christopher 2016). They are also known as to provide good customer service. H M and Zara are follows similar warehousing patterns. However, three of the company are operating in the same industry and are competing with unique competencies among them (Beh et al. 2016). The fast fashion market is having gained a proper response making it a highly competitive sector. The effective information system and automated warehousing system has provided them with proper strategic advantage in achieving the ultimate market goal increasing profitability References Beh, L.S., Ghobadian, A., He, Q., Gallear, D. and O'Regan, N., 2016. Second-life retailing: a reverse supply chain perspective.Supply Chain Management: An International Journal,21(2), pp.259-272. Caniato, F., Caridi, M., Moretto, A., Sianesi, A. and Spina, G., 2014. Integrating international fashion retail into new product development.International Journal of Production Economics,147, pp.294-306. Chan, A.T., Ngai, E.W. and Moon, K.K., 2017. The effects of strategic and manufacturing flexibilities and supply chain agility on firm performance in the fashion industry.European Journal of Operational Research,259(2), pp.486-499. Christopher, M., 2016.Logistics supply chain management. Pearson UK. Fernie, J. and Sparks, L., 2014.Logistics and retail management: emerging issues and new challenges in the retail supply chain. Kogan page publishers. Goworek, H. and McGoldrick, P., 2015.Retail marketing management: Principles and practice. Pearson Higher Ed. Hines, T., 2014.Supply chain strategies: demand driven and customer focused. Routledge. Huq, F.A., Chowdhury, I.N. and Klassen, R.D., 2016. Social management capabilities of multinational buying firms and their emerging market suppliers: An exploratory study of the clothing industry.Journal of Operations Management,46, pp.19-37. Li, Y., Zhao, X., Shi, D. and Li, X., 2014. Governance of sustainable supply chains in the fast fashion industry.European Management Journal,32(5), pp.823-836. Macchion, L., Moretto, A., Caniato, F., Caridi, M., Danese, P. and Vinelli, A., 2015. Production and supply network strategies within the fashion industry.International Journal of Production Economics,163, pp.173-188. Shen, B., 2014. Sustainable fashion supply chain: Lessons from HM.Sustainability,6(9), pp.6236-6249. Turker, D. and Altuntas, C., 2014. Sustainable supply chain management in the fast fashion industry: An analysis of corporate reports.European Management Journal,32(5), pp.837-849. Vlachos, I.P., 2014. A hierarchical model of the impact of RFID practices on retail supply chain performance.Expert Systems with Applications,41(1), pp.5-15.

Talk Radio and Modern Media free essay sample

A short history of talk radio with a focus on conservative talk radio hosts of today. This paper examines the current trend of people listening more frequently to conservative or right wing talk shows. It focuses on the shows of three hosts John Carlson, Michael Savage and Rush Limbaugh and discusses how they have successfully adapted their conservative radio programs to compete with new forms of media. Imagine a view from the early 1920s; a family huddled together in front of their brand new radio. The children are excitedly waiting for the familiar sounds of The Lone Ranger. Mom and Dad sit back, enjoying not only the family time together, but their moments of quiet relaxation. Eighty years ago this was the image most Americans conjure in their minds when they pictured the early day of radio. Today, radio has changed dramatically. The word radio no longer can describe the generas housed under it. We will write a custom essay sample on Talk Radio and Modern Media or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page We have music radio, with pop, rock, country and jazz. Separate from musical radio is talk radio, which encompassed home and garden tips, health information, and, often, conservative opinion talk radio programs.